Debt is A Sin
Pastor J. R. Wilhite, author
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This study will deal with one of the biggest lies we have been told and believed to be true. We are told there are necessary evils like debt on a home. But as it says "evil", evil is not ever necessary in our life. If anything we are to be against all evil. Two of the most popular prayers and one we were told by Jesus to pray asks that we are delivered of all evil. The Lord's prayer in Matthew 6 tells us to ask "deliver us from Evil" and then in Jabez's prayer that has gained popularity over the past few years asks "keep me from all evil so I will do no harm". How is it that we are told to avoid evil even told to ask for help to be delivered from evil then we believe that there is a necessary evil? But that is not all, I have come to find out that debt in our financial life is a virus like a virus in our body. When the body has a virus it can not operate at its max efficiency; if anything it operates at a small fraction of it's max. So a virus in the body has to be removed to operate the way we should in life. So is the same for our financial life. To operate at our max we need to be delivered of the virus here as well and it is debt. We were never meant to be in debt, so like everything else of Satan once we know the truth in an area we are delivered in that area. The truth sets us free in the areas we know the truth. 1 Samuel 22 1. David therefore departed thence, and escaped to the cave Adullam: and when his brethren and all his father's house heard it, they went down thither to him. 2. And every one that was in distress, and every one that was in debt, and every one that was discontented, gathered themselves unto him; and he became a captain over them: and there were with him about four hundred men. Notice in I Samuel debt it referred to as the same as distress. Nehemiah 10 God in the Old Testament set it up that every 7th year all would be delivered of debt. And how much more is the New Testament than the Old? And remember since the Old is shadows of things to come in the New then debt removal is in the New. Matthew 6 12. |2532| and |0863| forgive |2254| us |3588| the |3783| failings |2257| of us, |5613| as |2532| also |2249| we |0863| forgive |3588| the |3781| failings |2257| of us. Strong's Ref. # 3783 Romanized opheilema Pronounced of-i'-lay-mah from (the alternate of) GSN3784; something owed, i.e. (figuratively) a due; morally, a fault: KJV--debt. Notice in the literal version of the Bible the word we use is "sins, trespasses, debt" but it was actually failings in the original language. Failings as short falls or shortcomings, an area where we are not whole. Luke 4 18. The Spirit of the Lord is upon me, because he hath anointed me to preach the gospel to the poor; he hath sent me to heal the brokenhearted, to preach deliverance to the captives, and recovering of sight to the blind, to set at liberty them that are bruised, Jesus came to deliver us from captivity, which debt is to us. Isaiah 10 We know that Christ is a Greek word meaning the anointing, the anointing is the Spirit of God in, on and through each and every one of us. The anointing is to take the burden away, and to destroy the yoke from off our neck. Which debt are all that and more. Imagine debt gone from your life, how much more you could live without debt. Debt weighs us down, but worse than that it cause us to miss our harvests, our financial blessings in our life's. We are so short sided due to debt we miss most if not all of the blessings due to us. So we have to be delivered of debt to truly operate in all areas of our life. Because when one area of us is sick all areas are. So we start by tithing: Malachi 3 10. Bring ye all the tithes into the storehouse, that there may be meat in mine house, and prove me now herewith, saith the Lord of hosts, if I will not open you the windows of heaven, and pour you out a blessing, that there shall not be room enough to receive it. 11. And I will rebuke the devourer for your sakes, and he shall not destroy the fruits of your ground; neither shall your vine cast her fruit before the time in the field, saith the Lord of hosts. Actually there are so many ways we can start, but the tithe is the most important. We then learn how to sow and reap on a small scale until we are delivered of all of our debts. What you should be starting to see is that Satan has used debt to keep us under his thumb without ever knowing it. With knowledge comes deliverance. Hosea 4 6. My people are destroyed for lack of knowledge: because thou hast rejected knowledge, I will also reject thee, that thou shalt be no priest to me: seeing thou hast forgotten the law of thy God, I will also forget thy children. 1 Corinthians 1 24. But unto them which are called, both Jews and Greeks, Christ the power of God, and the wisdom of God. Refer to the study "Life Starts here" to understand how we are to grow to understand how to be of the body of Christ. Hebrews 11 6. But without faith it is impossible to please him: for he that cometh to God must believe that he is, and that he is a rewarder of them that diligently seek him. 1 Peter 5 It is impossible to cast your cares on God without faith, and it is impossible to please God without faith. And the word care in I Peter 5:7 is also concerns problems, debts, and so on. So we pay our payments on time so the world can not add anymore charges for late fees and so on. Then also when we get credit cards we only use them to the point of what we can pay off in 28 days so no interest or other charges can be charged to us. So only get cards that do not charge annual fees, and so on. If you look at the average person in the US with debt and add the interest charges, late fees, annual fees, monthly charges will scare you. And it is all going to the world system and not to the Lord. We have been told by the Lord to talk to our debt, tell it to be gone. Mark 11 22. And Jesus answering saith unto them, Have faith in God. 23. For verily I say unto you, That whosoever shall say unto this mountain, Be thou removed, and be thou cast into the sea; and shall not doubt in his heart, but shall believe that those things which he saith shall come to pass; he shall have whatsoever he saith. 24. Therefore I say unto you, What things soever ye desire, when ye pray, believe that ye receive them, and ye shall have them. 25. And when ye stand praying, forgive, if ye have ought against any: that your Father also which is in heaven may forgive you your trespasses. 26. But if ye do not forgive, neither will your Father which is in heaven forgive your trespasses. In verse 22 we are told for the first and last time by Jesus to have faith in God rather than faith in us. Strong's Ref. # 4102 Romanized pistis Pronounced pis'-tis from GSN3982; persuasion, i.e. credence; moral conviction (of religious truth, or the truthfulness of God or a religious teacher), especially reliance upon Christ for salvation; abstractly, constancy in such profession; by extension, the system of religious (Gospel) truth itself: KJV--assurance, belief, believe, faith, fidelity. This faith is conviction, to be totally convicted of its truth. That as with all faith it is believing without doubt in our lifes. Jesus said to tell the mountain to be cast into the sea. Sometimes we find in the word the sea as a reference to a large amount of people in one place. And the mountain is whatever problems you may have. Also a mountain is an obstacle, if you are walking on a straight road with no obstacles and then there is a mountain you would have to admit that would be one large obstacle. Now imagine a day as your entire life and it takes half of a day to just climb the mountain. And the rest to go down the other side. So you spent your entire life just climbing the mountain, instead of casting it into a sea so you can continue your walk without an obstacle to slow you or stop you. So if the mountain is debt, and the sea is people, we would be casting our debt back on those of the world system. Actually if you could get hold of what I am teaching here and of Mark 11:22-26 you not only would cast your debt away but you would also walk in abundance of God's creation, not weighed down by the world system. What shocks me the most is credit cards, people have on the average 3 cards. And all but one is maxed out to anywhere from $2,000 to $50,000. Now if they only pay $100 above the min payment due they will pay on the average for the $2,000 over 4 years more than $7,200 for interest, annual fees, and other charges. The problem is we are no longer patience at any level, we have to have it now. Instead of waiting 11 months and having it paid for and no debt we want it now and this also shows another problem we have. Impulse buying, stores know and understand this that is why there is so much jamed up by the check out lane. Have you ever noticed when you did not have the credit or money how much you wanted, but when you had the money how much we do not buy. There are 3 levels to your new life style of debt free and abundant living. Before you start you need to be hearing from God on a daily basis. And this starts by sitting still listening for the voice of God. You start by spending 15 minutes a day quite listening for His voice and in 2 weeks you increase by 5 minutes. You keep doing this until you are hearing His voice. You do understand the person with a degree from college makes more at the same job as someone without a degree. Even is the degree is not even in anything that at the least is used or of use in he job. In the same amount of time delegated to God would help you at the very least at the end of 4 years seeing your self with a 7-figure income and not working for anyone else. God did not create us to be in debt or work for someone else. Working for someone else is a form of slavehood. Think about it, you really have very little control over anything where you work. And you reap very little if any of the rewards if your work increases the companies over all income by as much as 50%/ But if you were the owner then that would try. Growing up in school there is 3 stages before college, elementary, middle and high school. The better you do at them, the better the chance you earn a scholarship. Did you know just little over 100 years ago the average child did not make it past the 7th grade? And just over 200 years ago the average child did not go to school past maybe learning how to read and write. You see education, knowledge is very important, you would not want a man/woman who failed in school operating on you, now would you? The areas the Christian needs the most is to overcome all of the lies of the world. Here are a few: Sticks and stones may break my bones but words will never hurt me. That is a lie straight out of Hell itself. Going in debt for a home is ok. Another lie! Debt is a necessary evil. Again, another lie from Hell. And I could go on and on, and I am sure you could even think of a few. But the point is we are polluted with the lies of the world. So we have to start by hearing from God and then verifying it is God we are hearing from. Remember Satan can appear as light. In I John 4:1-3 we learn how to test the spirit to be sure it is God. 1 John 4 1. Beloved, believe not every spirit, but try the spirits whether they are of God: because many false prophets are gone out into the world. 2. Hereby know ye the Spirit of God: Every spirit that confesseth that Jesus Christ is come in the flesh is of God: 3. And every spirit that confesseth not that Jesus Christ is come in the flesh is not of God: and this is that spirit of antichrist, whereof ye have heard that it should come; and even now already is it in the world. Then we have to listen and listen until we are following the guidance of God in all we do day in and day out. Step 1 Getting out of debt. This can be done a few ways, if when you buy a car or home you pay one payment the day you sign and then pay a half of a payment every 2 weeks at the end of the year you have paid one extra payment. And just by these two simple payments you can reduce anywhere from 7-11 years of payments off of a 30-year house note. And it works with cars and other debts as well. What you do is budget yourself, you budget all of your normal monthly bills and cost to live. Then add in about 10% for emergencies to go into savings, about 3-5% for entertainment. The remainder you pay on the bill that you owe the least to, this way it will be paid off fast and then add that bill payment and the extra to the next and continue to do this until you are debt free. I promise even though it might not seem as much fun as spending the money, but when you are debt free it will require less for you to live on. Patience and Self Control You need to grow in patience and self control to become debt free. Without each you could end up right back where you started and sometimes even worse. What you have to understand is that most of what you think you want or have to have is not either. Plus I requires patience and self control to hear from God, and once you are hearing from Him and following all that was once hard to wait for seems a breeze. Step 3 Living by faith. Now that you are walking with God have patience and self-control and is debt free it is time to start living the abundant life. Remember in all you have done up to now has been growing your faith and helping you to get to the point where you can walk totally by faith. Someone asked me recently what I thought was going to happen in the world in the next few years as far as the stock Market, debts of governments and companies? I answered that I think it will be worse than it was in the 30's during the great depression. So I was then asked how could we avoid being caught in it with everyone else? And I stated that those who was debt free learning how to walk by faith would be the future millionaires as there were from the 30's. Jesus told of 3 people one given 5 coins, one given 2, and one given 1. The one with 5 had 10, the one with 2 had 4 and the one with 1 had only 1 on his return. There are two sides to this, one is spiritual dealing with salvation and the other is physical dealing with money. And if you remember Jesus told the one with 20 to keep it, the one with 4 to keep it, and the one with 1 to be given to the one with 10 and the person to be cast out. Those who are learning God's wisdom and being obedient to God will have more and more given to them. And those who do not will have less and even that would be taken away. And not by conning God, I have heard people pray "Oh God our church needs $900 for this new program, if you only give me $1000 I will give the church the $900." That is a con, if God wants them to have it that way He would use someone who already has the funds. Luke 6 38. Give, and it shall be given unto you; good measure, pressed down, and shaken together and running over, shall men give into your bosom. For with the same measure that ye mete withal it shall be measured to you again. There is tithing, offerings, sowing and reaping, these all have returns. Remember who else would be better than God to guide you and show you all. He offered a way for you to test Him in the tithe, that He would pour out more than you could ever handle. Then if that is not enough, He gave us other ways as well to sow and reap, and more. If you have debt, and/or not operating in the fullness of God's abundant life you need to start now. There is so much more I could share but I believe this is more than enough to start, So now start on your path to deliverance from debt and lack. Other studies that will help you grow and learn more as well as they were a huge help with this study. Christ Church Life Starts Here God's Plan Hearing from God My prayer for you is: 3 John 1 2.
We will be truly blessed in ways no one ever imagine when we are debt free.
Debt will be removed 2 ways, one by paying all the payments (any time you can pay extra do so) and also apply the blood of Jesus on the payment, and rebuke the debt from your life. Expect God to use your payments to reduce your debt even faster than other wise so.
If instead they had put away $150 a month the same as they paid on the card, in 11 months they would have the $2,000. And over 4 years they would have over $7,000.
And a degree at the very least takes 3 years. So if you would be willing to invest 100's of hours over 3 - 4 years just to increase your income by 10-40%. How much time would you delegate for something that would give you a better income and not working for man at all, and no not as a pastor either?
Step 2
It is time for those of the body of Christ to start believing for more and more and getting it in and doing more.
Remember to show faith when you pray, then praise and give thanks.
God Bless You as you hear His words and follow His leading.
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